Portfolio Builder

Find the best mix of sectors for five risk profiles, from conservative to aggressive, complete with comprehensive portfolio analysis and an investment proposal.

Step 1

Determine your risk profile by completing our simple Risk Tolerance Questionnaire. Your risk profile results will be imported into the portfolio builder tool. You'll also be able to adjust your risk profile at any time.

Step 2

Enter the dollar amount in the Investable Assets field. Dollar and share allocations for each sector will adjust automatically based on investor profile.

Step 3

View pie charts for asset allocation and sector guidelines based on investor profile. U.S. sector allocations can be satisfied with the purchase of Select Sector SPDRs.
Create Allocation
Print Allocation
S&P Sector SPDR Investment % Investment % Investment # of SPDRs Last Change %Change
Tools may not add up to exact dollar amount due to rounding.
Asset Allocation
U.S. Sector Allocation
AGGREGATE SPDR STATISTICS
S&P Sector SPDR Dividend
Yield
Price/
Earnings
PEG Price/
Cash Flow
Price/
Sales
Price/
Book Value
% of Total
Portfolio
---
Portfolio Summary 100.00
Tools may not add up to exact dollar amount due to rounding.
Asset allocation cannot assure a profit or protect against a loss.

Ibbotson Associates provides the asset allocation guidelines consisting of U.S. Equity, International Equity, Fixed Income and Cash. The Sector allocations are intended to fulfill the U.S. Equity Portion of the aggregated portfolio. The relevant asset classes/sectors and benchmarks are displayed in the tables below. The portfolios span the risk spectrum of the efficient frontier from conservative to aggressive. In formulating diversified portfolios, Ibbotson employed a statistical technique know as optimization. The goal of optimization is to identify portfolios that maximize return for a given level of risk or minimize risk for a given level of return.

 

 

Aggregate Asset Allocation
Total 100% 100% 100% 100% 100%
U.S. Equity Sector Allocations
Total 100% 100% 100% 100% 100%

Asset Classes and Benchmarks

Asset Class Benchmark*
Consumer Discretionary S&P 500 Consumer Discretionary Sector
Consumer Staples S&P 500 Consumer Staples Sector
Energy S&P 500 Energy Sector
Financials S&P 500 Financials Sector
Health Care S&P 500 Healthcare Sector
Industrials S&P 500 Industrials Sector
Materials S&P 500 Materials Sector
Real Estate S&P 500 Real Estate Sector
Technology S&P 500 Information Technology Sector
Utilities S&P 500 Utilities Sector
International Stocks MSCI EAFE Trust
Domestic Bonds Lehman Brothers Aggregate Bond Index
Cash Equivalents Citigroup U.S. Domestic 3 Month T-Bill

Asset allocation cannot assure a profit or protect against a loss.

*Ibbotson Associates also uses MSCI World Index, Ibbotson Associates Long-Term U.S. Government Bond Series, several CRSP Deciles and DFI (Coleman, Fisher, and Ibbotson) Synthetic Bonds to aid in determining the inputs.